OK... let's take Tom back out (the poor sap).
<TABLE BORDER=3>
<TR>
<TD COLSPAN=2>Ed</TD>
<TD>Rick</TD>
</TR>
<TR>
<TD>Larry</TD>
<TD>Curly</TD>
<TD>Moe</TD>
</TR>
</TABLE>
Rick gets scared and he leaves. Ed takes over Rick's cell too, and just cause he's that way, he stands right in the middle of the cell.
<TABLE BORDER=3>
<TR>
<TD COLSPAN=3 ALIGN="center">Ed</TD>
</TR>
<TR>
<TD>Larry</TD>
<TD>Curly</TD>
<TD>Moe</TD>
</TR>
</TABLE>
All other html coding, by the way, can be used in a cell. We'll make Ed bold as an example.
<TABLE BORDER=3>
<TR>
<TD COLSPAN=3 ALIGN="center"><B>Ed</B></TD>
</TR>
<TR>
<TD>Larry</TD>
<TD>Curly</TD>
<TD>Moe</TD>
</TR>
</TABLE>
We'll make him a link to my homepage.
<TABLE BORDER=3>
<TR>
<TD COLSPAN=3 ALIGN="center"><A HREF="http://junior.apk.net/~jbarta/">Ed</A></TD>
</TR>
<TR>
<TD>Larry</TD>
<TD>Curly</TD>
<TD>Moe</TD>
</TR>
</TABLE>